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Reminder: Low-Income Individuals Can Enroll Anytime

Healthcare.gov recently sent an email to registered brokers to let them know that “The American Rescue Plan (ARP) created more opportunities for lower-income consumers to access Marketplace health care coverage, including a new Special Enrollment Period for consumers with income less than or equal to 150 Percent of the Federal Poverty Level (FPL).” It’s a good reminder for agents who are looking for something to do now that the extended open enrollment period is over.
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Telehealth Continues to Grow and Evolve

One way to tell if something is trending is to take a look at how much people are talking about it. And, based on how many articles have been written about telehealth recently, it is definitely trending. Here are the highlights of just a few:
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Record Enrollment in ACA Plans

Back in 2010, shortly after the Affordable Care Act was signed into law, there were predictions that 30 million people would gain health coverage under the Affordable Care Act. That number was used to convince lawmakers to support the law, to sway public opinion, and to develop multi-year budgets.
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Free COVID Tests Now Available

The federal government recently announced two programs that will help people with the cost of at-home COVID-19 test kits. One program allows Americans to request up to four free tests from the federal government. The second allows people to be reimbursed for the cost of over-the-counter COVID tests by their insurers (up to $12 per test).
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Some Words of Advice for 2022

As we close the door on 2021—another year dominated by the COVID pandemic—we’re all looking forward to brighter days in 2022. If there’s one thing COVID has taught us over the last couple years, it’s that time is precious. There are no guarantees in life, and we never know when our plans, vacations, holidays, or even our lives may be disrupted. We hope you have lots of time in 2022 for family, friends, and the things in life that are really important. Take advantage of these opportunities while we have them. Yes, work is important, but remember that we work to live, not the other way around.
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Open Enrollment – You’re Not Done Yet!

We just wanted to check in and see how everyone’s doing. From the feedback we’ve received, it sounds like many of you have had a very successful open enrollment period. And the numbers we’ve seen from the individual and Medicare products we offer seem to confirm that.
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Big Increase in Medicare Premiums, Cost Sharing

The Medicare Annual Election Period just ended, and chances are that you got an earful from clients about next year’s Medicare Part B premium. While the amount consumers pay for Medicare Part B goes up every year, the 2022 increase is unusually large—about 15 percent.
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How Often Do You Check Email?

Email is an amazing productivity tool. It allows us to keep in touch with clients and colleagues at all hours of the day and night, and while phone calls and face-to-face meetings still have their place, it’s much more efficient than these other forms of communication.
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Be sure to remind clients about COVID-19 cost sharing

Insurance is confusing. But it’s even more confusing when it changes frequently. And, thanks to COVID, there have been a LOT of changes in the last couple years.
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Lots of Competition Among Medicare Advantage Plans

We’ve said it before and we’ll say it again: Medicare Advantage is a huge opportunity for agents. Nearly every senior over the age of 65 has health insurance, the majority through the federal Medicare program. And, among the Medicare population, 42 percent have coverage through a Medicare Advantage plan according to a recent report from the Kaiser Family Foundation (KFF).
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