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Smarter Selling on a Budget: How Independent Agents Can Use AI to Save Time and Sell More

Independent health insurance agents wear every hat, prospecting, quoting, enrolling, servicing, and following up. Time is always in short supply. While AI and automation may sound like tools reserved for large agencies with deep pockets, the reality is that independent agents can use them right now, with minimal investment, to streamline operations and boost sales.
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The Return of 12-Month Short-Term Medical Plans

The health insurance landscape just shifted in a big way. Following the recent CMS statement on Short-Term, Limited-Duration Insurance (STLDI), 12-month STM plans are back, and AHCP is ready to deliver.
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A Win for Telehealth and Consumers with High-Deductible Plans

In a long-awaited move, Congress has passed legislation and signed into law a new tax package that provides an important win for consumers: telehealth services can now be covered with first-dollar benefits in HSA-eligible High Deductible Health Plans (HDHPs).
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Diversity in Individual Plans: Why Agents Should Go Beyond the ACA

The individual health market is evolving rapidly, and for many agents, the Affordable Care Act (ACA) has become the foundation of their client strategy. But while ACA plans offer guaranteed issue coverage and essential health benefits, consumers are often faced with limited networks, very high deductibles, and soon, they are likely to see increased premiums. That’s why now, more than ever, agents need to broaden their approach. Clients are facing complex financial and health care realities, and one-size-fits-all coverage no longer works. Whether it’s a gap in affordability, a lack of provider access, or specific supplemental needs, the ability to offer a diverse portfolio of plans helps agents stay competitive, build deeper client relationships, and protect their book of business from market shifts, and competing agents.
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Hospital Indemnity Plans: A Simple Way to Reduce Out-of-Pocket Exposure

If you’re selling individual ACA plans or Medicare Advantage plans, you already know the out-of-pocket exposure for your clients can be pretty high. Even with a decent major medical policy, a short hospital stay could leave your clients with a staggering bill.
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7 Ways Insurance Agents Can Generate Medicare Leads Without Cold Calling

As an insurance agent specializing in Medicare Supplements and Medicare Advantage plans, you know that traditional prospecting methods like door-knocking and cold calling are no longer viable options. Instead, agents need to find innovative ways to connect with potential clients. Here are seven strategies to help you generate leads and build a steady stream of business, all while staying compliant with CMS regulations.
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Prepare for ACA 2026 Changes: What Agents Need to Know Now

Major changes are on the horizon for the Affordable Care Act (ACA) marketplace. With new federal proposals emerging from both Congress and the executive branch, licensed agents need to start thinking strategically about how to adapt. Some of these changes could reshape the enrollment calendar, impact subsidy eligibility, and introduce new compliance standards.
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Individual Producers: Are You Ready for a Shortened Open Enrollment Season?

When President Trump took office for the second time, few people expected things to remain the same, and so far, that assumption has proven true. Nearly every day, we hear about the administration’s efforts to reverse many of the policies enacted during President Biden’s term. The health insurance industry is seeing its fair share of changes as well.
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Telehealth in 2025: The Rules Are Changing

When the COVID pandemic hit, many people who had never used telehealth before decided to give it a try—primarily to avoid sitting in waiting rooms full of sick people. Once they learned how convenient and effective virtual visits could be, many stuck with it.
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Why Every Medicare Agent Should Talk About Final Expense Coverage

As health insurance agents, we’re used to talking about what clients ask for—major medical, Medicare Advantage, Medicare Supplements, dental, vision. But what about the coverage they don’t think to ask about?
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