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    Where Did the Year Go?

    October 16, 2025
    Does it seem like the fourth quarter got here way too fast? For some reason, 2025 has felt like a blur. One minute you were following up on January renewals, and suddenly it’s almost time for the Annual Election Period (AEP) for Medicare and the Open Enrollment Period (OEP) for individual plans again.
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    Do You Still Do In-Person Meetings? Finding the Right Balance with Medicare Clients

    October 10, 2025
    If you work with seniors, chances are you’ve heard this question from clients and from other agents. After the pandemic pushed most of us into virtual meetings, it’s natural to wonder: should we go back to in-person appointments, or stick with what’s become the new normal?
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    Are You Taking Advantage of AHCP’s Training Opportunities?

    October 3, 2025
    In this business, there’s always something new to learn, whether it’s a product update, a change in regulations, a new sales strategy, or a fresh way to handle objections. That’s why AHCP offers a full lineup of training opportunities designed to help you stay sharp, grow your business, and keep your momentum going all year long.
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    Selling Health Insurance to the “Young and Bullet-Proof”

    September 26, 2025
    If you’ve been in the business for any length of time, you’ve probably met the “young and bulletproof” crowd—those energetic, healthy 20- and 30-somethings who think health insurance is unnecessary. That mindset is understandable, after all, they’ve got better things to spend their money on, right? But the truth is, insurance isn’t about frequent doctor visits; it’s about being protected when life throws you a curveball, and even the healthiest young adults face risks that can turn their finances upside down.
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    What the Big Beautiful Bill Did (and Did Not Do) for HSAs

    September 18, 2025
    You and your clients may have heard and been excited about several proposed HSA enhancements in the One Big Beautiful Bill Act (OBBB). Unfortunately, not all of them made the cut. So we thought we’d share some quick info to let you know what actually made it into law, what didn’t pass, and why it matters.
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    Bridging the Gap: How Fixed Indemnity Plans Can Help Your Medicare Clients Manage Out-of-Pocket Costs

    September 12, 2025
    As an agent serving the senior market, you’ve likely heard the same repeated concern: “I thought Medicare would cover more.”
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    Why You Should Talk to Your Clients About Dental Insurance

    August 28, 2025
    Many clients, especially younger ones buying insurance for the first time, assume dental care is covered by their health plan. It’s not, and that’s your opening.
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    Smarter Selling on a Budget: How Independent Agents Can Use AI to Save Time and Sell More

    August 21, 2025
    Independent health insurance agents wear every hat, prospecting, quoting, enrolling, servicing, and following up. Time is always in short supply. While AI and automation may sound like tools reserved for large agencies with deep pockets, the reality is that independent agents can use them right now, with minimal investment, to streamline operations and boost sales.
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    The Return of 12-Month Short-Term Medical Plans

    August 13, 2025
    The health insurance landscape just shifted in a big way. Following the recent CMS statement on Short-Term, Limited-Duration Insurance (STLDI), 12-month STM plans are back, and AHCP is ready to deliver.
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    A Win for Telehealth and Consumers with High-Deductible Plans

    August 1, 2025
    In a long-awaited move, Congress has passed legislation and signed into law a new tax package that provides an important win for consumers: telehealth services can now be covered with first-dollar benefits in HSA-eligible High Deductible Health Plans (HDHPs).
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