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New Requirement: Agents Must Record MA and Part D Calls

On April 29, the Centers for Medicare and Medicaid Services (CMS) published a final rule and accompanying fact sheet relating to calendar year 2023 Medicare Advantage and Part D plans. 
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4 Million Individuals Could Get MLR Rebates This Year

The Kaiser Family Foundation has published two articles recently about the MLR rebates that will be sent out this fall.  The first article, from June 1, explains that “insurance companies are expecting to pay out $1 billion in rebates to consumers this fall under” the ACA’s minimum Medical Loss Ratio provision, which requires individual and small group plans to spend 80% of the premium they collect on medical claims and large group plans to spend 85%. If they fall short of these numbers, the excess premium must be returned to their policyholders.
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Three Medicare Resources to Share with Clients

Agents who sell Medicare-related products like Medicare Advantage or Medicare Part D plans know that they need to be careful about creating their own marketing material. Medicare has very strict guidelines, and most information that agents put in front of clients needs to be pre-approved.
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More Evidence You Should Be Selling Dental Insurance

A recent article from DentistryIQ reports on a new CareQuest Institute survey that concludes, among other things, that Americans are not getting the dental care they need. The survey, according to the article, “is the largest and most comprehensive of its kind, with more than 5,000 participants and 170 questions.”
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Like Everything Else, Drug Prices Are Increasing

You’ve probably well aware that inflation is the highest it’s been in decades. Some say this was to be expected since we’re coming out of a two-year pandemic. Others point to supply chain issues caused, in part, by Russia’s attack on Ukraine. Others blame the Biden administration’s economic policy. Still others point out the record profits that companies are making and say the price increases are driven by nothing more than corporate profits. Who knows – it could be a combination of all these factors.
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Biden Administration Looks to Tax Supplemental Benefits

As long-time readers of the AHCP Blog as well as agents who have attended our Motivation Monday webinars know, we’re pretty big fans of supplemental coverage. In fact, AHCP works with a number of carriers to provide these solutions for your clients. 
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Family Glitch Could Soon Be Fixed

On April 5, President Obama returned to the White House for the first time since leaving office. As CBS News reports, the purpose of the visit was to mark the 12-year anniversary of the Affordable Care Act, a law so closely linked with the former president that it is often referred to as “Obamacare.”
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As COVID Numbers Decrease, Uninsured Numbers Increase

After making all the appropriate statements about how awful the restrictions were and about the tragic loss of life, people will be talking for years about the positive things that came out of the COVID-19 pandemic. America—and the world, really—has re-evaluated its priorities and changed the way we think about work. People discovered how to do things remotely. We learned how to Zoom, homeschool children, order groceries, food, and pretty much everything else to be delivered to our door, and even visit the doctor from the comfort of our own home. And the uninsured rate reached record lows.
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Recommended Reading

If you’ve read the AHCP blog for any period of time,  you know that one of our recurring themes is that brokers should spend the first part of the year—after the madness of the fourth quarter is over and things slow down a bit—increasing their knowledge and planning for success. After all, your sales are unlikely to grow unless you make a few changes to the way you approach the business. There’s always room for improvement, even for the most successful agents.
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Anthem to Re-Brand as Elevance Health

In a March 10 press release, Anthem announced that the company will be changing its name to Elevance Health, Inc. in an effort “to better reflect the company’s business and its bold purpose of improving the health of humanity.” The name change, which is subject to shareholder approval, “underscores the company’s commitment to elevating whole health and advancing health beyond healthcare.”
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