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    Free COVID Tests Now Available

    January 21, 2022
    The federal government recently announced two programs that will help people with the cost of at-home COVID-19 test kits. One program allows Americans to request up to four free tests from the federal government. The second allows people to be reimbursed for the cost of over-the-counter COVID tests by their insurers (up to $12 per test).
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    Some Words of Advice for 2022

    January 14, 2022
    As we close the door on 2021—another year dominated by the COVID pandemic—we’re all looking forward to brighter days in 2022. If there’s one thing COVID has taught us over the last couple years, it’s that time is precious. There are no guarantees in life, and we never know when our plans, vacations, holidays, or even our lives may be disrupted. We hope you have lots of time in 2022 for family, friends, and the things in life that are really important. Take advantage of these opportunities while we have them. Yes, work is important, but remember that we work to live, not the other way around.
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    Open Enrollment – You’re Not Done Yet!

    January 6, 2022
    We just wanted to check in and see how everyone’s doing. From the feedback we’ve received, it sounds like many of you have had a very successful open enrollment period. And the numbers we’ve seen from the individual and Medicare products we offer seem to confirm that.
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    Big Increase in Medicare Premiums, Cost Sharing

    December 17, 2021
    The Medicare Annual Election Period just ended, and chances are that you got an earful from clients about next year’s Medicare Part B premium. While the amount consumers pay for Medicare Part B goes up every year, the 2022 increase is unusually large—about 15 percent.
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    How Often Do You Check Email?

    December 10, 2021
    Email is an amazing productivity tool. It allows us to keep in touch with clients and colleagues at all hours of the day and night, and while phone calls and face-to-face meetings still have their place, it’s much more efficient than these other forms of communication.
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    Be sure to remind clients about COVID-19 cost sharing

    December 3, 2021
    Insurance is confusing. But it’s even more confusing when it changes frequently. And, thanks to COVID, there have been a LOT of changes in the last couple years.
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    Lots of Competition Among Medicare Advantage Plans

    November 25, 2021
    We’ve said it before and we’ll say it again: Medicare Advantage is a huge opportunity for agents. Nearly every senior over the age of 65 has health insurance, the majority through the federal Medicare program. And, among the Medicare population, 42 percent have coverage through a Medicare Advantage plan according to a recent report from the Kaiser Family Foundation (KFF).
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    Ready? Set? Sell! An Open Enrollment Checklist for Agents

    November 19, 2021
    At AHCP, we LOVE it that agents find value in our blog posts, Motivation Monday webinars, and the other training tools we provide. But there’s other great information out there, including the Quotit blog. Quotit is a sister company of AHCP, and you can also find some great tips by reading our blog posts under the Quotit banner.
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    When can individuals waive group coverage and get a subsidy?

    November 5, 2021
    Under the American Rescue Plan Act (ARPA), the premium tax credits were increased for individuals at all income levels and the “subsidy cliff” at 400% of the federal poverty level was eliminated through the end of 2022. We discuss how substantial the enhanced premium tax credits are in our June 25 blog post.
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    CMS Fact Sheet Helps Clients Determine Whether to Enroll in Medicare

    October 29, 2021
    The annual election period for Medicare Advantage and Medicare Part D plans began on October 15, and with more people working past age 65, you may run into some individuals who are trying to determine whether they should sign up for Medicare or stay on their employer-sponsored health plan. To help them make that decision, CMS has created a checklist-style “Fact Sheet” that you may want to share with them.
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