Last year at this time, we discussed how the new $2,000 out-of-pocket cap under Medicare Part D (set by the Inflation Reduction Act) might nudge clients off employer-group plans and onto Medicare (+ Part D).
The Internal Revenue Service has announced the 2026 deductible, out-of-pocket, and contribution limits for Health Savings Accounts (HSAs). Here they are:
Does it seem like the fourth quarter got here way too fast? For some reason, 2025 has felt like a blur. One minute you were following up on January renewals, and suddenly it’s almost time for the Annual Election Period (AEP) for Medicare and the Open Enrollment Period (OEP) for individual plans again.
If you work with seniors, chances are you’ve heard this question from clients and from other agents. After the pandemic pushed most of us into virtual meetings, it’s natural to wonder: should we go back to in-person appointments, or stick with what’s become the new normal?
In this business, there’s always something new to learn, whether it’s a product update, a change in regulations, a new sales strategy, or a fresh way to handle objections. That’s why AHCP offers a full lineup of training opportunities designed to help you stay sharp, grow your business, and keep your momentum going all year long.
If you’ve been in the business for any length of time, you’ve probably met the “young and bulletproof” crowd—those energetic, healthy 20- and 30-somethings who think health insurance is unnecessary. That mindset is understandable, after all, they’ve got better things to spend their money on, right? But the truth is, insurance isn’t about frequent doctor visits; it’s about being protected when life throws you a curveball, and even the healthiest young adults face risks that can turn their finances upside down.
You and your clients may have heard and been excited about several proposed HSA enhancements in the One Big Beautiful Bill Act (OBBB). Unfortunately, not all of them made the cut. So we thought we’d share some quick info to let you know what actually made it into law, what didn’t pass, and why it matters.
Many clients, especially younger ones buying insurance for the first time, assume dental care is covered by their health plan. It’s not, and that’s your opening.
Independent health insurance agents wear every hat, prospecting, quoting, enrolling, servicing, and following up. Time is always in short supply. While AI and automation may sound like tools reserved for large agencies with deep pockets, the reality is that independent agents can use them right now, with minimal investment, to streamline operations and boost sales.
