AHCP Blog (7)

Humana Doubles Down on Medicare Products

Published: May 4, 2023

You may have heard the rumors that Humana has made the decision to exit the group commercial medical products business, and you might be wondering if this will negatively impact your Humana Medicare clients. On the contrary, while the rumors are true, the reason Humana has made this decision is because the company wants to focus more on its Medicare business.

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Insulin Price Cap: A Step Forward for People with Diabetes

Published: April 28, 2023

There’s been a LOT of information in the news recently about the cost of insulin. And while this is obviously important and of interest to your diabetic clients, it can be difficult to keep it all straight – what changes have merely been proposed and which ones have actually passed? As agents, it’s important to stay informed about these changes so we can answer our clients’ questions and let them know what to expect.

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Why You Should Work with an FMO (Part 4)

Published: April 21, 2023

This article is the forth in a five-part series about why brokers should work with a Field Marketing Organization (FMO) like AHCP.

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How Medical Debt Reforms Could Affect Your Clients

Published: April 7, 2023

Medical debt is an issue that affects millions of Americans, leaving many with damaged credit scores and financial instability. Importantly, this is not a problem limited to the uninsured. With today's high cost-sharing amounts on most of the plans we sell, even consumers with health insurance coverage can find themselves facing thousands of dollars in medical debt.

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Why You Should Work with an FMO (Part 3)

Published: March 31, 2023

This article is the third in a five-part series about why brokers should work with a Field Marketing Organization (FMO) like AHCP.

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What you need to know about Form 1095A

Published: March 24, 2023

It’s tax time, so you may be receiving calls from your individual clients asking how they can obtain their form 1095-A and what they should do with it once they receive it. We’ve prepared a short Q&A to help you answer their questions. This information is also available on the Healthcare.gov website: https://www.healthcare.gov/tax-form-1095/

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The End of the National Emergency

Published: March 17, 2023

It's now been three years since the lockdown started, and, while the virus is still out there, it appears—fingers crossed—that the worst days of COVID are behind us. The last three years have been a trying time for all of us: well over a million deaths, uncomfortable masks and other protective measures, supply shortages, isolation, and, in the insurance industry, numerous temporary rule changes.

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ACA Preventive Care provides less coverage than you may think

Published: March 3, 2023

Remember when we used to call the ACA the Patient Protection and Affordable Care Act, or PPACA? That was the name of the Senate bill that the House of Representatives ended up passing, then there was a 55-page House reconciliation bill passed by the Senate. Together, the two bills are referred to as the Affordable Care Act, or ACA.

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Done for You! A Medicare Explainer Email Template

Published: February 10, 2023

One of the challenges of selling Medicare products is getting clients up to speed on how the program works so they can evaluate their options and make a decision. In other words, it’s not as simple as giving them the rates for a few supplements or explaining the features and benefits of three different Advantage plans; instead, for beneficiaries new to Medicare, agents usually have to educate clients about what Medicare A and B are, how to sign up, how much they cost, and what type of options are available in addition to Original Medicare. That takes time.

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Individual Market – Looking Ahead to 2024

Published: January 27, 2023

The 2023 open enrollment period ended January 15, and if you’re like most brokers, you’re probably exhausted and ready for a break. That’s understandable – this was a record-breaking year. HHS reports that nearly 16 million people signed up for Marketplace coverage during the open enrollment period, a 13 percent increase over 2022. Actually, that report came with a few days left in the 2023 signup period, so the final numbers will likely be even higher.

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