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Be Sure to Do Your Marketplace Certification This Year

At this point, most agents have begun to realize that there might be a higher-than-normal demand for individual health insurance this fall. The COVID-19 pandemic has forced a lot of companies to furlough or lay off employees, causing them to lose their health coverage. While COBRA is an option for some, others worked for companies that have had to drop their group health plan altogether, leaving them with no continuation option.
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Helping Consumers Understand Their Options

You’ve probably seen the numbers. Week after week during the coronavirus pandemic, millions of people have been filing for unemployment. In fact, ABC News reports that, as of July 23, we’ve had 18 straight weeks in which “weekly jobless claims surpassed 1 million.” Since the pandemic began, “Approximately 50 million U.S. workers have filed for unemployment insurance,” and “at least 16 million workers are still receiving benefits.”
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The Way We Do Business Is About to Change

There seems to be an agreement in the insurance industry that, due to the coronavirus pandemic, the way we do business is likely to change—not just in the short-term, but also on a long-term basis. That doesn’t mean that we expect the coronavirus to be with us long term; we’re all hoping that isn’t the case. But it does mean that, during the COVID-19 lockdown, agents have developed some new habits that are likely to stay with us long after the health emergency is over and everyone is allowed to return to the office.
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