AHCP Blog | AHCP (13)

Life Insurance Sales Are Up

Published: September 24, 2021

In several recent posts, we’ve written about opportunities agents have to increase their life insurance sales. Here are a couple: Why You Should Be Selling Life Insurance to Millennials Health Insurance: A Need for Immigrants, An Opportunity for Agents In these articles, we’ve explained that the COVID-19 pandemic has caused many people to re-evaluate their insurance needs, including the need for life insurance.

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Do your clients ask you about car insurance?

Published: September 17, 2021

Most agents want to provide accurate information to their clients. That makes sense. After all, we are the trusted advisors that clients rely on to learn about their insurance needs, evaluate the options they have to satisfy those needs, and purchase the insurance products that provide the best coverage at the most affordable price. It’s difficult to provide sound advice if we’re not confident in our level of understanding.

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Travel Insurance Now a Requirement

Published: September 10, 2021

It’s always a good idea to purchase travel health insurance when venturing outside the United States. Why? Because, without it, travelers may find that they only have coverage for medical emergencies, and those can be both very costly and a huge hassle.

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Dental and Vision Coverage Could Be Added to Medicare

Published: August 26, 2021

It’s far from a done deal, but the $3.5 trillion reconciliation bill Democrats in Congress hope to pass could expand Medicare to include dental and vision coverage. As Fierce Healthcare explains, “an expansion of benefits for Medicare has been a longtime priority for Democrats and Schumer, who tweeted in June that the lack of those benefits leaves a ‘gaping hole’ in Medicare coverage.”

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High Cost-Sharing Causes Some to Forego Needed Healthcare

Published: August 20, 2021

We spend a lot of time talking about the uninsured problem in this country. For a variety of reasons, including 1) high health insurance premiums, 2) confusion about eligibility for financial assistance, and 3) a failure to prioritize health care coverage, millions of Americans remain uninsured.

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Why People Find Health Insurance Confusing

Published: August 13, 2021

A lot of people find insurance to be confusing. That comes as a surprise to absolutely nobody. Insurance agents are all too familiar with the puzzled looks on their clients’ faces after explaining things in what they initially believed to be simple terms.

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Special Enrollment Period Ends August 15

Published: August 4, 2021

We’re in the last few days of the six-month Special Enrollment Period (SEP). During the SEP, which was announced shortly after President Biden took office, consumers have had an opportunity to sign up for health coverage and, for those who qualify, take advantage of the enhanced premium tax credits under the American Rescue Plan Act. The SEP was set to end May 15, but CMS announced in March that it was being extended to the middle of August.

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Part A Coverage Is Retroactive If You Sign Up After Age 65

Published: July 23, 2021

You probably know about the initial enrollment period for Medicare. It starts three months before your 65th birthday, includes your birthday month, and continues for three months after your birthday month. But did you know that you can actually sign up for premium-free Medicare Part A “any time during or after your Initial Enrollment Period starts” and that the coverage is backdated if you sign up after you turn 65? Here’s what the Medicare.gov website says:

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Health Insurance: A Need for Immigrants, An Opportunity for Agents

Published: July 8, 2021

Few topics can spark debate quicker than immigration. While many recognize and are sympathetic about the dire situation people are trying to escape when they choose to flee their home countries, others worry about the impact an influx of new residents will have on the United States’ economy and job market. It’s a huge issue that’s not easily solved, and offering solutions certainly isn’t the topic of this article.

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What, Exactly, is the Family Glitch?

Published: July 1, 2021

The Affordable Care Act is not a perfect bill. We knew that from the beginning, and, more than a decade later, there are still a lot of aspects of the massive health care law that could use some improvement. But there’s one provision in particular that, from the beginning, has been referred to as a “glitch.” That’s the provision that blocks most family members from receiving a premium tax credit in the individual market if one of the adults in the household is offered health insurance through his or her employer.

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