AHCP Blog (12)

This Year’s Open Enrollment Period Could Be Big

Published: October 21, 2021

This year has flown by. We’re only weeks away from the start of another open enrollment period in the individual market, and all signs are pointing to this being a big one. Are you ready?

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HSA Limits for 2022

Published: October 14, 2021

The Internal Revenue Service has announced the 2022 deductible, out-of-pocket, and contribution limits for Health Savings Accounts (HSA). Here they are:

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Medicare Provides Relief for Many Seniors

Published: October 8, 2021

Nobody likes getting older. In fact, many of us dread our birthdays, reasoning that there’s nothing to look forward to after age 21. At 40 we’re “over the hill”; at 50 we get our invitation to join AARP; and at 62 we’re eligible for Social Security, which would be nice if it wasn’t also referred to as “Old-Age, Survivors, and Disability Insurance.”

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Open Enrollment Extended to January 15

Published: September 29, 2021

You may have heard the rumors, but now it’s official: the open enrollment period in the individual market has been extended to January 15 in states that use the Federally-Facilitated Marketplace (Healthcare.gov). The new end date was announced by CMS in a September 17th update to the 2022 Notice of Payment and Benefit Parameters.

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Life Insurance Sales Are Up

Published: September 24, 2021

In several recent posts, we’ve written about opportunities agents have to increase their life insurance sales. Here are a couple: Why You Should Be Selling Life Insurance to Millennials Health Insurance: A Need for Immigrants, An Opportunity for Agents In these articles, we’ve explained that the COVID-19 pandemic has caused many people to re-evaluate their insurance needs, including the need for life insurance.

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Do your clients ask you about car insurance?

Published: September 17, 2021

Most agents want to provide accurate information to their clients. That makes sense. After all, we are the trusted advisors that clients rely on to learn about their insurance needs, evaluate the options they have to satisfy those needs, and purchase the insurance products that provide the best coverage at the most affordable price. It’s difficult to provide sound advice if we’re not confident in our level of understanding.

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Travel Insurance Now a Requirement

Published: September 10, 2021

It’s always a good idea to purchase travel health insurance when venturing outside the United States. Why? Because, without it, travelers may find that they only have coverage for medical emergencies, and those can be both very costly and a huge hassle.

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Dental and Vision Coverage Could Be Added to Medicare

Published: August 26, 2021

It’s far from a done deal, but the $3.5 trillion reconciliation bill Democrats in Congress hope to pass could expand Medicare to include dental and vision coverage. As Fierce Healthcare explains, “an expansion of benefits for Medicare has been a longtime priority for Democrats and Schumer, who tweeted in June that the lack of those benefits leaves a ‘gaping hole’ in Medicare coverage.”

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High Cost-Sharing Causes Some to Forego Needed Healthcare

Published: August 20, 2021

We spend a lot of time talking about the uninsured problem in this country. For a variety of reasons, including 1) high health insurance premiums, 2) confusion about eligibility for financial assistance, and 3) a failure to prioritize health care coverage, millions of Americans remain uninsured.

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Why People Find Health Insurance Confusing

Published: August 13, 2021

A lot of people find insurance to be confusing. That comes as a surprise to absolutely nobody. Insurance agents are all too familiar with the puzzled looks on their clients’ faces after explaining things in what they initially believed to be simple terms.

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