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    Smarter Selling on a Budget: How Independent Agents Can Use AI to Save Time and Sell More

    August 21, 2025
    Independent health insurance agents wear every hat, prospecting, quoting, enrolling, servicing, and following up. Time is always in short supply. While AI and automation may sound like tools reserved for large agencies with deep pockets, the reality is that independent agents can use them right now, with minimal investment, to streamline operations and boost sales.
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    The Return of 12-Month Short-Term Medical Plans

    August 13, 2025
    The health insurance landscape just shifted in a big way. Following the recent CMS statement on Short-Term, Limited-Duration Insurance (STLDI), 12-month STM plans are back, and AHCP is ready to deliver.
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    A Win for Telehealth and Consumers with High-Deductible Plans

    August 1, 2025
    In a long-awaited move, Congress has passed legislation and signed into law a new tax package that provides an important win for consumers: telehealth services can now be covered with first-dollar benefits in HSA-eligible High Deductible Health Plans (HDHPs).
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    7 Ways Insurance Agents Can Generate Medicare Leads Without Cold Calling

    May 30, 2025
    As an insurance agent specializing in Medicare Supplements and Medicare Advantage plans, you know that traditional prospecting methods like door-knocking and cold calling are no longer viable options. Instead, agents need to find innovative ways to connect with potential clients. Here are seven strategies to help you generate leads and build a steady stream of business, all while staying compliant with CMS regulations.
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    Why Every Medicare Agent Should Talk About Final Expense Coverage

    April 11, 2025
    As health insurance agents, we’re used to talking about what clients ask for—major medical, Medicare Advantage, Medicare Supplements, dental, vision. But what about the coverage they don’t think to ask about?
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    Challenge the Norm: A Case for Diversifying Beyond Conventional Life Insurance

    March 27, 2025
    In the dynamic life insurance landscape, providing distinctive and valuable products is key to standing out. Diversifying your portfolio with guaranteed-issue and simplified-issue term life insurance not only secures your clients with coverage they need but also enhances your ability to meet a broader range of client needs.
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    Expand Your Reach with Trusted Senior Solutions

    February 13, 2025
    At AHCP, we believe in helping health insurance agents build stronger connections with clients by offering them trusted coverage options. That's why we're excited to recommend Allstate Health Solutions' senior-focused products as essential additions to your portfolio. As independent health insurance agents, you have the unique opportunity to strengthen your portfolio while building long-term relationships that drive referrals and business growth.
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    Finish Strong: The Final Stretch of Open Enrollment

    December 17, 2024
    CMS has extended the FFM deadline to December 18, for clients to enroll in individual health plans with a January 1 effective date. However, the Open Enrollment Period (OEP) isn’t over yet. Agents have until January 15 to enroll clients in coverage effective February 1. The final weeks of the OEP are a great opportunity to pad your sales numbers and help more clients secure the coverage they need.
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    Why P&C Agents Should Sell Health Insurance or Partner with Someone Who Does

    October 24, 2024
    In today's challenging insurance market, property and casualty (P&C) agents face increasing difficulties, including rapidly rising prices and the need to work harder to find the right solutions for their clients. As these challenges persist, many agents are looking for ways to enhance their services, boost revenue, and provide greater value.
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    How Much Commission Value is a Client Worth?

    September 19, 2024
    In the insurance industry, understanding a client's insurance needs extends far beyond the initial policy purchase. For an agent, understanding the client’s needs can impact commissions. The value of the commissions is not limited to the initial policy purchase and includes the cumulative value of ongoing commissions, the potential for selling additional products, and the invaluable benefits of client referrals. Let’s explore both the tangible and intangible values that clients contribute to your business, starting with a simple example of calculating commissions.
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