As you probably know, 2023 saw the introduction of several “standardized” individual health plans designed by the Department of Health and Human Services (HHS). The 2023 Marketplace Rule from HHS required health insurers to offer “standardized QHP options designed by HHS at every product network type…, metal level, and throughout every service area that they offer non-standardized QHP options.” At the time, HHS “did not propose to limit the number of non-standardized plan options that issuers can offer but noted that” the Department would consider “whether it would be appropriate to do so in a future plan year.”

Healthcare.gov recently sent an email to registered brokers to let them know that “The American Rescue Plan (ARP) created more opportunities for lower-income consumers to access Marketplace health care coverage, including a new Special Enrollment Period for consumers with income less than or equal to 150 Percent of the Federal Poverty Level (FPL).” It’s a good reminder for agents who are looking for something to do now that the extended open enrollment period is over.