Telehealth has become one of the most widely used health care tools in recent years. Many health plans now include telehealth services, and a growing number of patients are comfortable speaking with a doctor by phone or video. While telehealth is not appropriate for every situation, it can be a convenient and cost-effective option for many common health concerns. For insurance agents working with individual or Medicare clients, helping people understand when telehealth makes sense can improve how clients use their coverage.

As a health insurance agent, you play an integral role in helping individuals secure a variety of health insurance and ancillary benefits. But one type of coverage that’s often overlooked by agents is disability income insurance. According to Mutual of Omaha, “51 million working adults in the U.S. don’t have disability income coverage,” while only 40 percent of households have sufficient liquid savings to cover three months of expenses. An even more shocking statistic is that “one in four workers can expect to be out of work for at least a year” due to a disabling condition before retirement age. Clearly, the need is real.

As insurance agents, we understand our clients’ excitement when they’re planning a trip, eagerly looking forward to exploring new destinations, immersing themselves in different cultures, and sampling exotic cuisines. However, we also know that it's crucial to prepare them for potential emergencies. Travel medical insurance is a vital component of any travel plan, and we must ensure our clients are aware of its benefits and the protection it offers.