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New Medicare Marketing Call Recording Requirement: What Agents Need to Know

The Centers for Medicare & Medicaid Services (CMS) recently introduced a new requirement for agents and brokers who market Medicare Advantage and Medicare Part D plans. As of October 1, 2022, all Medicare marketing calls must be recorded and retained for ten years. This change was aimed to enhance transparency and protect beneficiaries, but it has also raised concerns among agents and the public. In this article, we’ll explore the details of this requirement, its implications for agents who market Medicare plans, and the new revised rule regarding call recordings.

How Medical Debt Reforms Could Affect Your Clients

Medical debt is an issue that affects millions of Americans, leaving many with damaged credit scores and financial instability. Importantly, this is not a problem limited to the uninsured. With today's high cost-sharing amounts on most of the plans we sell, even consumers with health insurance coverage can find themselves facing thousands of dollars in medical debt.

Can Biden Really Fix the Family Glitch?

Back in April, we reported on a plan by the Biden administration to fix the ACA’s “family glitch.” As a reminder:

Biden Administration Looks to Tax Supplemental Benefits

As long-time readers of the AHCP Blog as well as agents who have attended our Motivation Monday webinars know, we’re pretty big fans of supplemental coverage. In fact, AHCP works with a number of carriers to provide these solutions for your clients.

Family Glitch Could Soon Be Fixed

On April 5, President Obama returned to the White House for the first time since leaving office. As CBS News reports, the purpose of the visit was to mark the 12-year anniversary of the Affordable Care Act, a law so closely linked with the former president that it is often referred to as “Obamacare.”

Quick Overview of the ARPA COBRA Subsidy

If you have group health clients, you’re probably receiving calls from them asking about the new COBRA subsidy created by the American Rescue Plan Act. President Biden’s $1.9 trillion COVID relief bill provides a 100% subsidy for up to six months of the COBRA or state continuation premiums for eligible employees, former employees, and their covered family members. While that’s certainly a good thing for those who qualify, it’s creating headaches for employers and plan administrators. In this post, we’ll try to get you started and help answer some of the most important questions about the subsidy. There’s still some confusion about how this will work, so we won’t be getting too “in the weeds.”

The Association Plan Final Rules Explained

Back in October, President Trump issued an executive order that, among other things, asked the Department of Labor to re-write the rules for Association Health Plans. On January 4, the DOL honored that request and issued proposed rules. After a comment period, those rules were finalized on June 19. Because the final rules are 198 pages long, we figured we’d save you some time and give you the high points.

2017 Year-End Wrap Up

As we near the end of another year, it’s time to close the books on 2017 and look ahead to 2018. As we do, it’s helpful to review the big news stories from the last 12 months and determine whether they’ll carry over to the next calendar year or just be interesting moments in history that we can look back on but stop worrying about.

Get Ready for a Lot of New Regulations

In some of our blog posts, we’re able to provide you with actionable information that will help you better serve your clients, and in others we try to give you some ideas that will help you sell more business. This post doesn’t fit into either of those categories. Instead, we just want to put a few things on your radar this Open Enrollment Period. We don’t have a lot of details on most of these items yet, but it’s definitely worth keeping an eye on what’s happening in D.C. during the last few months of President Obama’s second term in office.

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