Well, it’s official. The 2024 presidential election will be a re-match of 2020: Joe Biden vs. Donald Trump. The current and former president have each captured their party’s nomination and will once again face off in November. And that has some wondering how a potential victory by President Biden or President Trump would impact health care and health insurance. While this might not be the number one concern of voters, it’s always high on the priority list. For brokers, it’s important to understand the priorities because, one way or another, our industry will be affected. And, between now and November, we’re likely to get questions from clients.

In reviewing the various ACA replacement proposals, there’s one suggestion that keeps popping up again and again: allowing carriers to sell health insurance across state lines. President-elect Donald Trump, Speaker of the House Paul Ryan, and HHS Secretary Nominee Tom Price all support this idea, as do Ted Cruz, Orrin Hatch, and other prominent Republicans who have also introduced their own health care bills.

When you enter the voting booth in November, there are lot of things to consider and a lot of reasons to vote for—or against—one of the two major candidates running for President. This article has nothing to do with that. Everyone has their own political issues that are important to them, and it’s not our job to tell you how to vote. That said, we know that agents are concerned about how this election might affect the Affordable Care Act in 2017 and beyond, and we also know that your clients will be looking to you for guidance. With that in mind, we believe this is a great time for a quick overview of both Hillary Clinton’s and Donald Trump’s health care proposals. You can get more information on the Clinton and Trump campaign websites.