What a weird question. With today’s super-high deductibles and astronomical out-of-pocket limits, many people with health insurance struggle to pay their medical bills despite being “insured”. As we point out in a recent blog post, the maximum deductible and out-of-pocket limit for HSA-qualified plans is increasing to $7,500 for an individual and $15,000 for a family in 2023, and for non-HSA plans, the max OOP is increasing to $9,100 for single coverage and $18,200 for family coverage.